Income Security & Cash Flow Planning

It starts with your Situation Report (SitRep) — a comprehensive snapshot of your current financial scenario. It shows where you stand today, highlights the gaps across income, portfolio, taxes, healthcare, and legacy, and gives us a clear foundation to build from.

From there, we build your Retirement Lifestyle Plan (RLP) — your month-by-month income map, showing how your Social Security, pensions, withdrawals, and reserves work together to create a steady retirement paycheck.

The result? Steady income you can count on—year after year.

Income security doesn’t stand alone. It connects with every other part of your retirement strategy, including:

• Your portfolio protection plan, so income stays steady through market shifts.

• Your tax strategy, so withdrawals are efficient over time.

• Your healthcare and LTC plan, so medical costs don’t disrupt your paycheck.

• Your legacy planning, so income flows smoothly to loved ones if needed.

Each piece reinforces the others, creating a retirement paycheck that’s coordinated and dependable.